Loan Rates
Rates Effective as of 05/17/2024
| Loan Type | Max Term | APR* |
|---|---|---|
| New Auto Loans (2024 or 2023 Year Model with Mileage Not to Exceed 5,000 Miles - Otherwise - Used Vehicle) | Up to 72 Months | 5.00%-15.25% |
| Used Auto Loans (2018-2023) | Up to 72 Months | 5.25%-15.50% |
| Used Auto Loans (2014-2017) | Up to 48 Months | 8.75% - 17.00% |
| Motorcycle Loans | Up to 72 Months | 8.75% - 17.00% |
| Recreational Vehicles/All Terrain Vehicles & Boat Loans | Up to 84 Months | 7.00% - 17.00% |
| Signature/Personal Loans | Up to 36 Months | 11.25% - 17.00% |
| MasterCard® Credit Cards | Revolving | 13.00% - 17.00% |
| Lines of Credit | Revolving | 17.00% |
| Overdraft Lines | Revolving | 17.00% |
* Does not include available discounts (See Below to Save Even More)
Loan Discounts:
Automatic Payment (ACH, Payroll, Auto-Pay) Discount: 0.25% off qualifying rate
Low Loan to Value (LTV) Discount: 0.25% off qualifying rate
Hybrid Automobile Discount: 0.25% off qualifying rate
GAP Purchase Discount: 0.25% off qualifying rate
Mechanical Repair Warranty Protection (MRC): 0.25%
Max Loan Discount is 0.75% off qualifying rate and cannot be added in conjunction to any monthly loan promotion or special with the exception to GAP and Warranty Purchase Discounts. GAP and Warranty Purchase Discounts can be applied to any loan promotion, special or applicable discount already applied.
Risk Based Rates: The following disclosure applies to all loan types with the exception of the Overdraft Protection Line of Credit. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on the term of the loan and your credit worthiness. Please ask us for the rate that you qualify for.
Loan rates, terms, discounts and credit union lending policies and procedures are determined by the Board of Directors and are subject to change at any time.