| Sub Account Description |
Approx. Term
(In Months) |
|
Annual Percentage
Rate |
| 2009-2011 New or Used Auto, RV, Boat |
60 |
|
4.50% - 10.25% |
| 2009-2010 New or Used Auto, RV, Boat |
72 |
|
5.50% - 11.25% |
| 2005-2008 Used Auto, RV, Boat |
60 |
|
5.00% - 10.75% |
| 2005-2008 Used Auto, RV, Boat |
72 |
|
6.00% - 11.75% |
| 2000-2004 Used Auto, RV, Boat |
48 |
|
6.50% - 12.25% |
| Signature |
36 |
|
9.00% - 16.50% |
| Line of Credit |
|
|
10.00% - 18.00% |
| Overdraft Protection |
|
|
13.00% |
|
|
|
|
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|
|
|
Risk Based: The following disclosure applies to all sub accounts except the Overdraft Protection
Line of Credit.
The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Please ask us for the rate that you qualify for.
Member Loyalty Discounts: You may be eligible for a rate
reduction if you use qualifying services:
- Existing Term Share Account
- Money Market Account
- Existing Loan or Paid Loan in the last 12 months
- Active MasterCard for the previous 12 months
- Payroll Deduction, Automatic Payment or ACH Payment on the new loan
- eStatements
- Bill Pay with at least 5 transactions in the previous 6 months
Loan rates are effective 7/1/2010 and are subject to change at the Board’s discretion.
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