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Loan Rates
 
Sub Account Description Approx. Term
(In Months)
  Annual Percentage
Rate
2007-2008 New or Used 60   5.00% - 10.50%
2007-2008 New or Used 72   6.00% - 11.50%
2003-2006 Used Auto, 60   5.50% - 11.00%
2003-2006 Used Auto, 72   6.50% - 12.00%
1998-2002 Used Auto, 48   7.00% - 12.50%
Signature 36   6.50% - 15.50%
Overdraft Protection   13.00%
 
 
 


Risk Based: The following disclosure applies to all sub accounts except the Overdraft Protection Loan of Credit. The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Please ask us for the rate that you qualify for.

Member Loyalty Discounts:  You may be eligible for a rate reduction if you use qualifying services:

  • Existing Term Share Account
  • Money Market Account
  • Existing Loan or Paid Loan in the last 12 months
  • Active MasterCard for the previous 12 months
  • Payroll Deduction, Automatic Payment or ACH Payment on the new loan
  • eStatements
  • Bill Pay 

Loan rates are effective 3/12/2008 and are subject to change at the Board’s discretion.