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Member Services
Member Services
 
  Loans Loan Request |  Rates | Top  
 
Low cost loans are available for all your financial needs. The Credit Union is the best place to borrow for new and used cars, trucks, boats, recreational vehicles, vacation, debt consolidation, holidays, and just about any worthwhile purpose. Convenient pre-approval can be set up on most loans for quick turn-around. Call for rate comparison.
 
  Regular Share Account Rates | Top  
 
The primary savings account is called a share account. It represents your share of ownership in the Credit Union. A minimum deposit of $25.00 must be maintained to keep the account open. As a member you will earn dividends and access to all of our services. 
 
  Checking Account & Debit Card Rates | Top  
 
No minimum balance to open or monthly fees.  Earn dividends on  balances over $1,000.00.  Enjoy the security of overdraft protection from share transfer or line of credit. Use a free Debit Card at point of sale or get cash from an ATM.
 
  Overdraft Protection Rates | Top  
 
Overdraft protection line of credit is available to qualified borrowers.
 
  MasterCard Top  
 
With a NRCS FCU MasterCard, you are privileged to a 25 day grace period, no annual fee, and a rate that is consistently lower than other financial institutions. MasterCard Gold and Platinum are also available to qualified applicants. Call for rate comparison.
 
  Money Market Account Rates | Top  
 
With a minimum of $2,500.00 to open the account, you can enjoy a higher rate of interest than a regular savings or checking with check writing features. You can have four free withdrawals per month.
 
  Term Share Accounts Rates | Top  
 
Select the length of time to lock in your funds and interest rate for either 6, 12, 18, 24 or 36 months. Minimum deposit is $1,000.00.  Early withdrawal penalty may apply.
 
Youth Account  | Rates | Top  
 
Designed especially for our members up to age 12. With a minimum $10.00 opening deposit, children learn to save while reaping the rewards.
 
  Stepping Out Account Top  
 
This is a program to help youth ages 13 to 21 learn the principles of sound money management. Services include: checking accounts, savings accounts, credit cards and loans.
 
  Holiday Account Rates | Top  
 
Get ahead of holiday spending with this account. Minimum to open is $10.00.  Add as much as often as you like. Dividends are the same as the regular savings account. There is a $10.00 withdrawal fee if the funds are withdrawn before the November 15th pay out date.
 
  Other Services Top  
 
  • Online Banking
  • eStatements
  • Bill Pay
  • 24 Hour Audio Teller
  • Direct Deposit
  • Payroll Deduction
  • Wire Transfers
  • Western Union
  • Fax Services
  • Online Check Reordering




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    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government