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Make a smart move

NRCS Credit Union will take .80%** off your rate when you refinance your car, boat or motorcycle from another lender and you'll receive a bonus of $80**

       APPLY NOW

    Offer ends September 30, 2017

**Receive $80 after making first payment . 0.80% discount off your qualifying rate. Not valid with any other discounts    



Ask about our 

Platinum MasterCard

 Low Rates & No Annual Fee

We're there when you need us 


Established in 1937 for the employees of Soil Conservation Service in Fort Worth, Texas, the credit union begins 80 years of serving NRCS Employees and their Family Members, NRCS Retirees, and Independent Contractors who regularly work in and support the Natural Resources Government Industry located in these states: 

Arkansas Illinois  Indiana Iowa Kansas
Louisiana Michigan Minnesota Missouri Nebraska
North Dakota Oklahoma South Dakota Texas Wisconsin

JOIN NOW and receive the benefits of membership:

  • Better Rates

  • Better Service!

  • Better Because YOU own it!

Unlike a bank, a Credit Union is a democratically owned and operated, not-for-profit, Financial Services Provider. We donít have stockholders looking for a return on their investment. Our members are the owners.


News & Information




as low as 


*rates shown include discount


RV, Boat, Motorcycle
as low as 


*rates shown include discount


Purchase or Refinance a 

"Green" Hybrid/Electric Vehicle 

and get an extra .50% reduction 

on your loan rate, subject to the floor rate.



*rates shown include up to .50% discount.  Annual Percentage Rate (APR) is based on credit worthiness and loan term.  Rates are subject the floor rate and subject to change at the Boards discretion.  


Be Financially 

Prepared for 


Check out the Texas Extra Credit Education Loan! This private student loan option provides an array of first-class features and benefits, including:

*Low Fixed & Variable Rate

*Rate discounts available

*Three repayment options

*No origination fees

*No disbursement fees



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government